Flexible Repayment
Up to $2,000,000
Max funding · Revenue cap 1.20x – 1.50x
Revenue-based financing (RBF) is designed for businesses with recurring or variable revenue — SaaS companies, e-commerce brands, subscription services, and seasonal businesses. You receive a lump sum and repay a fixed percentage of monthly revenue until a total payback cap is met. There is no fixed end date — in a great month you pay more and pay off faster; in a slow month, payments shrink automatically. No equity given up.
Decision Time
1 – 3 Business Days
Funding Speed
2 – 4 Business Days
Revenue Share
5% – 15% of Monthly Revenue
Payback Cap
1.20x – 1.50x Funded
Equity Given Up
None — 0%
Fixed Due Date
No — Ends at Cap
Minimum Requirements
- ✓6+ months in business
- ✓$10,000+ in monthly recurring or consistent revenue
- ✓Revenue verified via Stripe, PayPal, bank statements, or accounting software
- ✓No minimum credit score — revenue history drives approval
- ✓No fixed assets or collateral required
↓ Example Approval
Vertex SaaS Solutions Inc.
Revenue-Based Financing · 8% Revenue Share
Approved
Approved Amount
$2,000,000
8% of MRR
Monthly Repayment
$2,600,000
Total Payback
1.30x
Revenue Cap
Revenue Share %8% of Monthly Revenue
Expected Payoff~18 Months (based on MRR)
Fixed Term?No — Flexible Until Cap Met
Equity DilutionNone — 0% Equity Taken
Revenue Verified ViaStripe / Bank / QuickBooks
Slow Month ProtectionPayments Flex Down
No equity given up · No fixed due dates · Repay faster when revenue is strong