Whether you run a brick-and-mortar shop, a growing Shopify store, or both — we fund retailers based on real sales data. Stock up for Q4, launch a new product line, expand to a second store, or cover the slow months without giving up margin.
We look at your actual revenue — not just your credit score. The process is simple, fast, and built around how your business really operates.
Boutiques, specialty shops, e-commerce brands, multi-location retailers, and online sellers. Retail moves fast — our funding moves faster.
Banks struggle to evaluate online businesses. Inventory-heavy retail looks risky on paper but pays consistently. We built our underwriting around modern retail and DTC.
Yes — e-commerce is one of our fastest-growing categories. If you have 6+ months of consistent revenue through Shopify, Amazon, eBay, Etsy, or your own platform, you likely qualify.
Absolutely — that's one of our most common use cases. Many retailers fund up before BFCM, Q4, holiday season, or back-to-school. Pay it back through the sales surge that follows.
Yes. We work with FBA sellers, Shopify merchants, multi-channel sellers, and DTC brands. We can underwrite from your sales channel deposits, processor statements, or bank statements.
No — we actually fund a lot of merchants experiencing rolling reserves or payment processor holds. Our funding gives you working capital while those reserves work themselves out.
Yes. We work with many seasonal retailers — Christmas tree lots, summer apparel, ski shops, swim brands. Repayment can be structured to match your high-revenue months.
Most retailers get a decision the same day and funding within 24–48 hours. If a supplier discount window is closing, call us directly — we move fast when timing matters.
Apply in 2 minutes. No hard credit pull. A specialist reaches out within hours — not days.