Professional Services Funding β€” Up to $5M in 24 Hours

Professional Services Funding For Firms That Bill Hours, Not Inventory

Law firms, accountants, consulting groups, marketing agencies, IT services β€” service businesses face long payment cycles and lumpy cash flow. We fund based on your billings and revenue, not just your assets, so you can grow your team and book of business without waiting on collections.

Call Us
No hard credit pull
Decision in hours
Funds in 24–48hrs
All 50 states
πŸ’Ό Sample Service Firm Offer
Based on $75K avg monthly revenue
Funding Amount$185,000
Factor Rate1.26x
Payment FrequencyDaily or Weekly
Term12 Months
Status✓ Pre-Qualified
$5M
Max Funding
24hr
Avg Funded
300+
Funded
$5M
Max funding
24hr
Avg time to funded
300+
Service firms funded
50
States we serve
How It Works

From Application to Funded β€” In 24 Hours

We look at your actual revenue β€” not just your credit score. The process is simple, fast, and built around how your business really operates.

1
You Apply in 2 Min
Basic business info. No hard credit pull. Online or by phone.
2
We Review Your Revenue
3–6 months of bank statements. Credit is reviewed but not the deciding factor.
3
You Get an Offer
Custom offer: amount, factor rate, payback, payment options β€” all upfront.
4
Funded in 24hrs
Confirm, upload docs, and funds hit your account in 24–48 hours.
What We Fund

What Service Firms Use It For

Law, accounting, consulting, marketing, design, IT, recruiting, and dozens of other service categories. If your firm bills clients for time or expertise, we can fund you.

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Hiring & Team Expansion
New associates, junior staff, contractors β€” talent expansion is the fastest way to grow billings, but it takes capital before that revenue hits. We fund hiring runways.
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Receivables Bridge
Corporate clients pay 60, 90, sometimes 120 days net. We fund the gap between billing and collections so you can run a real practice without chasing payments.
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Tech, Software & Systems
Practice management, CRM, time-tracking, billing platforms, security upgrades β€” we fund the operational infrastructure that scales your firm's productivity.
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Office Buildout & Move
New office, larger conference rooms, satellite location, leasehold improvements β€” we fund the moves that match your firm's growth without using your reserves.
🎯
Marketing & Business Development
Lead generation, content marketing, conferences, branding refresh, BD hires β€” investments in growth take 6–12 months to return. We fund the runway.
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Partner Buyouts & Succession
Partner retiring? Buying out a co-founder? We fund partial buyouts and succession events without forcing you into restrictive bank covenants.
Why Clear Capital

Why Owners Choose Us

Banks underwrite service firms poorly because there's no inventory or hard collateral to pledge. We underwrite based on the value of your billings, your client base, and your revenue history.

πŸ“Š
We Fund on Revenue, Not Just Credit
We evaluate your business's actual sales performance. Strong revenue qualifies you β€” even with imperfect credit.
⚑
Decisions the Same Day
Apply in the morning, get a decision by afternoon. We move fast because your business can't afford to wait.
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Zero Hidden Fees β€” Ever
Your offer shows the exact funding amount, factor rate, total payback, and payment schedule before you sign.
πŸ“…
Payments That Flex With You
Choose daily, weekly, bi-weekly, or monthly payments. Built around how cash flow actually works.
πŸ’°
Early Payoff Discounts
Pay early and save real money. Every deal includes early payoff discounts at 30, 60, and 90 days.
🀝
A Real Person on Your Side
Dedicated specialist who knows your account. Call, text, or email β€” they respond. Not a bot, not a call center.
FAQ

Common Questions

Lawyers, accountants, financial advisors, consultants, marketing agencies, design studios, architects, engineers, IT services, recruiters, PR firms, court reporters β€” virtually any firm that bills for professional time or expertise.

Yes. In fact, slow corporate payers are the main reason most service firms come to us. We fund the operating gap so you can keep growing rather than waiting on AR.

No. Our funding is unsecured β€” we underwrite based on your firm's revenue, not collateral. You don't have to pledge property, equipment, or AR.

Absolutely β€” that's one of the most common use cases. We fund hiring runways so you can onboard new staff, get them productive, and pay back the funding as their billings come online.

Our funding is structured differently from a traditional bank loan. Many firms use us alongside their existing banking relationships without it affecting their credit-line capacity.

Solo practitioners and 2-person firms are welcome. We've funded plenty of solo attorneys, solo CPAs, and 1-person consulting practices. The threshold is consistent monthly revenue, not headcount.

Ready to Grow Your Practice?

Apply in 2 minutes. No hard credit pull. A specialist reaches out within hours β€” not days.

(754) 354-8922