Fastest Funding
Up to $5,250,000
Max funding amount · Factor rate 1.15x – 1.49x
A merchant cash advance (MCA) gives your business a lump sum of capital today in exchange for a percentage of future revenue. Repayment is collected daily, weekly, or bi-weekly via ACH — it flexes with your cash flow. No hard credit pull, no collateral, no fixed due date. Ideal for businesses that need capital fast and want repayment tied to actual performance.
Decision Time
Same Day — Hours
Funding Speed
24 – 48 Hours
Factor Rate
1.15x – 1.49x
Term Length
3 – 24 Months
Payment Frequency
Daily, Weekly, Bi-Weekly
Early Payoff
30 / 60 / 90 Day Tiers
Minimum Requirements
- ✓6+ months in business
- ✓$10,000+ in average monthly revenue
- ✓Active business bank account
- ✓No minimum credit score — business performance drives approval
- ✓3 months bank statements · No hard pull on application
↓ Example Approval
Apex Distribution Group
Merchant Cash Advance · 24 Months
Approved
Approved Amount
$5,250,000
$121,154
Bi-Weekly Pmt
$6,300,000
Total Payback
1.20x
Factor Rate
Term24 Months
Payment FrequencyBi-Weekly
Total Payments52
Early Payoff30 / 60 / 90 Day Tiers
Renewal EligibleAt 50% Paid
Hard Credit PullNone on Application
Example only · Your offer depends on your business profile